The following Privacy Policy explains how Hyperlend Inc. (“Hyperlend”) collects and uses any information users (“User”, “You”, “Your”) submit when using the Site, as defined within the HyperLend Terms and Conditions. This Privacy Policy should be read in conjunction with the User Terms, in which it is integrated.

Please review the Privacy Policy periodically, as it may be subject to changes. In case You do not agree with or accept our Privacy Policy in its entirety, You must not access or use the Interface. If You use the Interface following a change to the terms of this Privacy Policy, You agree to accept the revised terms. Hyperlend is committed to handling Your personal data with integrity, ensuring that the processing of Your information is fair, lawful, and transparent.

1. Data Collected

Hyperlend may collect the following information from You when You access or use the Interface:

• Digital Wallet address, transaction history, and other associated information.

• Interactions with the Interface, including usage data and preferences.

• Online identifiers, like computer and browser information, operating system, data usage, IP address, and data transferred.

• Information provided by third-parties or publicly accessible databases which Hyperlend may combine with other information collected.

2. Who Determines the Purposes of Processing?

The legal person who determines the purposes and means of the processing of personal data is Hyperlend Inc., with principal office in the Republic of Panama. You may contact us at [email protected].

3. Use of Your Data

Where applicable, Hyperlend will use any data collected as directed by You and in accordance with the User Terms. Furthermore, Hyperlend may use Your data to: provide services offered by the Interface, process transactions, and maintain, develop and operate the Interface; enforce the Privacy Policy or User Terms; comply with applicable laws; respond to third-party, legal and governmental inquiries and investigate illegal or fraudulent activity; enhance our users’ experiences; send and receive information via selected communication methods; notify You of additional services and updates; maintain the functionality, safety and security of the Interface; share Your information with third-party contractors such as infrastructure providers, Blockchain technology providers and marketing providers; and release information to governmental entities as required.

4. Analytics

Hyperlend uses Google Analytics to store and count page views and to calculate visitor, session, and campaign data, and track site usage for the Site’s analytics report.

5. Governmental Entities

Hyperlend may combine any data collected with information made available in third-party databases and public sources, and may use such information to address claims, respond to governmental inquiries or requests, or investigate issues. Such information may be shared with governmental entities including criminal, civil, and regulatory agencies. Hyperlend may keep copies of Your information subject to internal retention policies for the purposes of abiding by applicable laws or to prevent fraud or injury to a third-party.

6. Cookies

A cookie is a small string of text that a website stores on a user’s browser. It saves data on Your browser about Your visit to our site or other sites, and often includes a unique identifier.

• Necessary cookies are required to enable the basic features of the Site, such as secure log-in or adjusting Your consent preferences. These do not store personally identifiable data.

• Functional cookies help perform certain functionalities like sharing content on social media, collecting feedback, and other third-party features.

• Analytical cookies are used to understand how users interact with the website, providing metrics such as number of visitors, bounce rate, and traffic source.

• Performance cookies are used to understand and analyze the key performance indexes of the website, helping deliver a better user experience.

• Advertisement cookies are used to provide visitors with customized advertisements and to analyze the effectiveness of ad campaigns.

Most browsers automatically accept cookies by default, but you can adjust these settings. If You refuse cookies, You might not be able to use other cookie-dependent features of the Interface.

7. Accessing and Editing Your Information

If You have any questions regarding any information collected, please contact us at [email protected].

8. Opt-Out of Communications and Do Not Track

If You decide to provide Hyperlend with Your contact information, You agree that Hyperlend may send You communications via email or other methods. However, You may unsubscribe from certain communications by notifying Hyperlend that You no longer wish to receive them, and Hyperlend will endeavor to honor such requests promptly. If You wish to opt out of certain communications or data collection, please contact us at [email protected].

9. Third-Party Websites and Links

When accessing a third-party site through our Interface, You acknowledge that these third-party websites are not screened for privacy or security issues by Hyperlend, and You release us from any liability for the conduct of these third-parties’ websites. This Privacy Policy does not create rights enforceable by third-parties. Hyperlend bears no responsibility for the information collected or used by any third-party website, and we encourage You to read their privacy policies because their practices may differ from ours.

10. Rights of the Data Subject

• Right to withdraw consent — You have the right to at any time withdraw Your consent for processing, upon which we will stop processing Your personal data based on this legal basis unless a different legal basis is applicable.

• Right of access — You have the right to obtain access to the personal information collected about You, as well as its sources, purpose, and sharing.

• Right to rectification — You have the right to obtain the rectification of inaccurate or incomplete personal data concerning You without undue delay.

• Right to erasure — You have the right to obtain the deletion of Your personal data without undue delay.

• Right to data portability — You have the right, under certain circumstances, to receive personal information about You in a structured format that can be transferred to another entity.

• Right to restriction of processing — You have the right to obtain the restriction of processing of Your personal information under certain conditions.

• Right to object — You have the right to object at any time to the processing of Your personal data where processed on the basis of legitimate interests, direct marketing, or scientific, historical or statistical research.

• Automated decision-making — You have the right not to be subjected to a decision based solely on automated processing, including profiling, that produces legal effects concerning You.

To exercise any of Your above rights, please contact us at [email protected].

11. Security Measures

Hyperlend makes reasonable attempts to protect Your data by using physical and electronic safeguards, such as encryption. However, as the Interface relies on Blockchain Technology and electronic infrastructure over which Hyperlend has no control, Hyperlend cannot guarantee the security or privacy of the information submitted. We recommend that You use anti-virus software, firewalls, and other precautions to protect Yourself from security and privacy threats.

12. Age Compliance

We do not collect or process any data concerning persons under the age of majority in Your jurisdiction (“Minors”). Please do not submit information to us if You are under the age of majority in Your applicable jurisdiction. In the event that we have inadvertently collected any data from a Minor, please contact us immediately.

13. International Transfer

Your information may be transferred to and maintained on computers located outside of Your state, province, country, or other governmental jurisdiction where privacy laws may not be as protective as those in Your jurisdiction. Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer. Hyperlend is committed to managing the eventual transfer of Your personal data with integrity and according to the applicable legislation and practices that are most protective of Your rights.

14. Merger and Acquisition

In the event that Hyperlend is involved in a bankruptcy, merger, acquisition, reorganization, or sale of assets, Your data may be transferred as part of that transaction. Please be aware that once the data is transferred Your privacy rights may be subject to change.

15. Amendments and Policy Review

Hyperlend may amend this Privacy Policy from time to time. If Hyperlend makes any material changes, it will notify You by posting the updated Privacy Policy on the Site and updating the effective date. In order to continue to use our Interface, You must agree to the amendments. We encourage You to periodically review it to stay informed about how we collect, use, and share Your personal information.

16. Contact

If You have any questions regarding our Privacy Policy, please contact us at [email protected].